How to Get an ATV Loan If You Have Bad Credit: Bad Credit: Many Canadians enjoy riding ATVs for recreation because they allow you to explore roadways and remote locations. They're appealing because they can do a variety of tasks and go off-road. However, many people have difficulty obtaining ATV loans, particularly if they have poor credit. If you have a low credit score, lenders may refuse to provide you a loan or charge you extremely high interest rates. However, if you follow the proper procedures, you can still obtain ATV loans even if you have negative credit. Following the...