An 84-month Auto Loan: What Is It? 84-month: With an 84-month car loan, you have seven years to repay the lender. Although shorter terms are preferable, Edmunds reports that the most typical duration in the US vehicle industry is 72 months. 84-month vehicle loans are becoming more and more popular as automobile costs climb. Your monthly responsibility can be considerably reduced by extending your auto payments longer. The drawbacks include additional possible hazards and a longer period for interest to accrue with those smaller monthly payments. Where can one obtain a vehicle loan for 84 months? 84-month: 84-month auto loans...