Introduction: What Is In-House Financing? A scenario known as "in-house financing" arises when a merchant provides loans to his clients to help them purchase the items or services they want. This type of "seller financing" relieves a company from relying on its banking sector to provide the necessary funds to the customer. Many merchants now provide their customers with greater payment options by including in-house financing as part of their usual procedures. This simply means spreading the expense of the commodity or service across several months rather than paying a hefty sum all at once. Retailers must have an established...